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You dispute the report by sending a letter detailing the errors. The FCRA requires that ChexSystems reinvestigate the errors that you point out to them! This is very powerful. In fact the FCRA requires that credit reporting agencies look into the errors within 30 days (or 45 days if you send additional info during the 30 day period) from receipt of your letter. Here s the most powerful part of it-if Chex Systems can t verify the information you are disputing they must remove it from your record! First however you need to get a copy of your report. You can order it online or by calling (800)428-9623.
Or if you are more of a techie you can easily create an email adding free holiday icons or embedding your company logo into an e-letter you are creating. However I find hard copy letters of this sort work best. Let us talk about what constitutes a good cover letter. Check any ezine site and you will find hundreds of articles on how to write a good and compelling cover letter. Yet based on the hundreds more articles of cover letters to be written including this one I have concluded there are still some questions on how to write a good cover letter. First let us understand that it is in essence a simple letter that answers three questions: 1. Why are you writing? 2. Why should the reader care? 3. What do you want the reader to do? Think about those three questions and ask yourself "how complicated can this letter be?" My first advice is not to make this any more complicated than it is or is not.
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It will also state an introduction to the attached document prompting them to reply if they are interested in entertaining your offer. That would be the second page of your mailer. This is the sale agreement you will send them. The property details should also be stated in this sale agreement. This will let them know which property you are really referring to and if they end up returning this document to you you know it s a sure deal. The simple letter just states your intention to buy their tax delinquent property but I want to call this 2nd type of letter the simple letter with an edge.
If yours is a service write to him explaining him why he should secure your services. Sometimes your letter might give him the jerk necessary to wake him up and you will become a winner. Sometimes it so happens that customers call you to get details of your products or services and you end up the conversation thinking that you have convinced the customer to purchase from you. The important thing to remember is that next dealer to whom he talks to next will do the same thing as you did; hence to add value to your conversation you write to him giving more details and it might do the trick to grab the business for you. Even if he didn t ask for more details on your product or the service provide him with all the detail you think will be useful to him so that there will be no doubts left in his mind. There are occasions that customers come to you and make discussions and agree to make purchases or to get services from you and then go silent. You are quite sure that they will come back to you as they have made the commitment with you but still don t be complacent. Write to him and ask him what you can do to help him or you can make your own suggestion on how you can help him. At least keep in touch with him before he forgets it and go to another dealer.