Flipbook Pages 51 53 Text Version Fliphtml5
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It will take a few days to get your report. You may want to bookmark this article so you can return once you have your copy. Once you have your copy spend some time reviewing it. Your report will include the following sections: your name and "consumer identifier" one or more items of "Reported Information" (this is the bad stuff that is being reported about your banking history!) one or more "Inquiries Initiated by Consumer Action" (these are things you have allegedly done that caused someone to pull your Consumer Report) one or more "Inquiries Not Initiated By Consumer Action" (these are reports pulled by others about you without your direct permission) one or more "Retail Information" items (from other checkwriting databases such as SCAN) one ore more "History of Checks Ordered" and then personal information about you including your Social Security Number and Drivers License.
In the first letter you will write to Chex Systems and point out all of the errors or mistakes in your report and ask them to reinvestigate those items and correct your report. Remember the FCRA requires that credit reporting agencies take action within 30 days to reinvestigate the items you point out to them so make sure to be clear and detailed in your letter. To help you out we have prepared several letters for you to use. The first one linked below is a template you can use. Make sure to download the template (you can open it in Microsoft Word or as "text file") and replace all of the words in brackets "[" or "]" and italics with your own information and details.
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When the need arises it is common for most people to ask you for a price quote or they will meet you and make a business meeting to get all the details of your services or your products you have for sale but after some time everything is forgotten and you never hear of the customer after that. In this case you must accept part of the blame as you also have not made any effort from your part to hold on to the deal. You must never stay idle. Let one week pass for the customer to evaluate the offers. If you don t hear from him write to him telling him of the merits of buying from you and the discounts he will be entitled and so on.