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You dispute the report by sending a letter detailing the errors. The FCRA requires that ChexSystems reinvestigate the errors that you point out to them! This is very powerful. In fact the FCRA requires that credit reporting agencies look into the errors within 30 days (or 45 days if you send additional info during the 30 day period) from receipt of your letter. Here s the most powerful part of it-if Chex Systems can t verify the information you are disputing they must remove it from your record! First however you need to get a copy of your report. You can order it online or by calling (800)428-9623.
In 30 days or so you may be off the Chex Systems list or at least have a cleaned up report that will allow you to open a new bank account! The second letter shown below is an example of how a final letter might look. This might help give you some ideas on how your letter should look. A title like this tends to turn one s thoughts to bank accounts or inventory or some other form of physical riches. However each of us has a network of abundance that we regularly overlook. Just like post-its placed near computer screens born to remind us of what we already know about ourselves so does our network of friends family and associates.
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By discussing common issues that can be affected by the purchase of your product or service you can appeal to a broad audience and leave them feeling the need to buy from you. * Instructs readers in how to react - People need to know what to do next to take advantage of the offers that you have given them. Leaving them with a specific call to action instructions on what to do next and a specific time frame within which to react will get them moving and land even more sales for your company. Once you learn how to write a sales letter you will open doors for yourself and your business that will help you to grow your success.
If you must send it to a "To Whom It May Concern " do not bother and do not waste your time. - Paragraph one: It should be a simple one line sentence that says "I understand you are looking for a program director " or "your opening for a sales representative caught my eye." It is a simple and to the point opening paragraph. - Paragraph two: Again you need no more than two sentences stating to the effect "Because of the remarkable match between your needs and my talents I have sent you my enclosed resume via overnight delivery." - Paragraph three: You should briefly state to the effect "As you can see I am skilled (or proficient) in:" and then bullet point three key skills from your resume.