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You dispute the report by sending a letter detailing the errors. The FCRA requires that ChexSystems reinvestigate the errors that you point out to them! This is very powerful. In fact the FCRA requires that credit reporting agencies look into the errors within 30 days (or 45 days if you send additional info during the 30 day period) from receipt of your letter. Here s the most powerful part of it-if Chex Systems can t verify the information you are disputing they must remove it from your record! First however you need to get a copy of your report. You can order it online or by calling (800)428-9623.
Your Tax Delinquent Investment horizon just gets a little bit brighter at this point. Another advantage that you will experience from a simple type of letter is you get to speak to each seller first. This will get to feel him or her out and see what their motivation is. As a result of this you can discard a lot of sellers right away. Hence the seller is motivated. Just take note of the sellers who are motivated and there will be no problem that will arise from there. If a seller tells you that he/she has moved away and not interested with the property anymore. That s a much greater advantage.
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Or if you are more of a techie you can easily create an email adding free holiday icons or embedding your company logo into an e-letter you are creating. However I find hard copy letters of this sort work best. Let us talk about what constitutes a good cover letter. Check any ezine site and you will find hundreds of articles on how to write a good and compelling cover letter. Yet based on the hundreds more articles of cover letters to be written including this one I have concluded there are still some questions on how to write a good cover letter. First let us understand that it is in essence a simple letter that answers three questions: 1. Why are you writing? 2. Why should the reader care? 3. What do you want the reader to do? Think about those three questions and ask yourself "how complicated can this letter be?" My first advice is not to make this any more complicated than it is or is not.